Pricing
Every tier below is billed the same way for every client who qualifies for it. Fees are asset-based and drop automatically as your balance grows.
Annualized fee on assets under management, billed quarterly. $0 account minimum.
Annualized fee on assets under management, billed quarterly. $250,000 account minimum.
Annualized fee on assets under management, billed quarterly. $2,000,000 account minimum.
Brokerage Add-On
Self-directed trading is available on every tier above, priced separately from advisory fees.
U.S.-listed stocks and ETFs trade commission-free on every account tier. Standard regulatory fees may apply.
Flat per-contract pricing with no base ticket charge, on top of any exchange fees.
Access to a bond desk for individual Treasuries, munis, and corporates, priced per bond traded.
Questions
Your quarterly fee is calculated on your average daily balance for the quarter and deducted directly from your account — there's no separate invoice to pay.
Yes. Tiers are reviewed automatically each quarter, and your fee adjusts down as soon as your balance crosses a threshold — no request required.
Underlying ETFs and funds carry their own expense ratios, set by the fund provider, not Digital. We favor low-cost funds and disclose the blended expense ratio for every model portfolio.
No account closure fee. A standard outbound transfer fee from our custodian may apply if you move assets to another firm, disclosed at the time of transfer.